I'm back in 1990

Chapter 205: At Least Ranking Above

Huang Xiaochuan glanced at the scene inside the bank. The crowd of onlookers hadn't dispersed yet, so he decided to try buying subscription certificates at another bank. Just as he reached the door, a middle-aged man in his forties called out to him.

"Young comrade, please wait a moment!"

Huang Xiaochuan stopped and looked back at the man with a puzzled expression. This man looked like he worked at the bank? He thought he had seen him standing behind the counter earlier.

The man warmly extended his hand, shook Huang Xiaochuan's hand vigorously, and then introduced himself.

"My name is Mao Gang, and I am the director of this branch office. May I ask your surname, young comrade?"

Huang Xiaochuan laughed and said, "Let's skip the small and expensive ones. My surname is Huang, the Huang with the grass radical."

"Then may I call you Mr. Huang?" Mao Gang, who was well-versed in interpersonal relationships, sensed from Huang Xiaochuan's words that he seemed somewhat dissatisfied with being called "Little Comrade" and immediately changed his form of address.

Huang Xiaochuan didn't answer, but instead asked, "Did Director Mao want to see me about something?"

"Well, I just saw you buy those 100 subscription certificates from that teacher, and I was wondering if Mr. Huang was here to buy subscription certificates? So, I'm asking you to stop and ask him."

Huang Xiaochuan did come to buy subscription certificates, but because there were too many people earlier, he wanted to find a bank with fewer people to buy them from. After all, the amount he was buying was too large, and he was afraid of alerting others. The fewer people who knew about this, the better.

Huang Xiaochuan nodded when Mao Gang asked him that question.

When Mao Gang saw Huang Xiaochuan admit that he had come to buy subscription certificates, his heart almost jumped out of his throat with excitement. He had clearly seen the balance on Huang Xiaochuan's passbook when Huang Xiaochuan withdrew money earlier, and he never expected that this young Mr. Huang had so much money.

Mao Gang composed himself and took the initiative to invite, "Mr. Huang, it's not convenient to talk here. If you don't mind, why don't you come to my office and we can have a cup of tea and chat?"

Huang Xiaochuan glanced at Mao Gang, then agreed to sit in the office.

Mao Gang placed a freshly brewed cup of black tea on the coffee table in front of Huang Xiaochuan.

"Mr. Huang, this is premium Yangxian black tea. Please try it; black tea is so delicious in winter!"

"Thank you!" Huang Xiaochuan picked up his teacup, took a sip, and gave a fair assessment.

"Excellent tea!"

Mao Gang flattered, "Mr. Huang is an expert! I usually don't dare to serve this tea to people. Those people don't know its value. Giving it to them would be like Pigsy eating ginseng fruit, wasting something precious."

"Director Mao, I'd like to buy some subscription certificates." Huang Xiaochuan didn't want to beat around the bush with Mao Gang; time was precious.

Mao was overjoyed, certain that this was definitely a big spender.

He quickly asked, "How many subscription certificates does Mr. Huang plan to obtain?"

Huang Xiaochuan held up one finger.

Mao Gang thought to himself, "It can't be ten cards, can it? A hundred cards doesn't seem like it either. Could it be a thousand cards?" Thinking of this, Mao Gang's heart raced and his breathing became heavier.

"Mr. Huang, are you planning to buy a thousand tickets?"

Huang Xiaochuan looked at Mao Gang with a mocking expression, waved his finger a few times, and said, "Ten thousand! But I only want consecutive numbers, and they must be blank sheets, no loose sheets."

This was like a windfall from heaven, and Mao Gang's breathing became even more rapid.

You should know that these damned subscription certificates are being sold at more than 400 outlets throughout the city, and it is rumored that a total of 5 million certificates will be issued, with each outlet having an average quota of 12,000 certificates.

However, in the past few days, the more than 400 outlets have only sold less than 100,000 tickets in total. Most of them were assigned by various units, and very few people bought them voluntarily. Moreover, they bought only one, two, three or five tickets at a time.

The total number is five million! The sales deadline is the fourth of next month, there aren't many days left, and his branch office has only sold less than three hundred subscription certificates. He gets scolded by his superiors every day, it's so annoying.

Unexpectedly, a lucky charm appeared today, wanting to buy 10,000 vouchers at once. This would basically complete the target for my branch. Besides, there's a 30-cent commission for each voucher. At worst, I can just forgo the commission and exchange the 3,000 yuan for vouchers, which can then be split equally among the ten or so people in the branch.

With that, I can figure out a way to sell the remaining subscription certificates and complete the task successfully in no time.

Thinking of this, Mao Gang nodded vigorously, his face beaming with smiles.

"No problem, I guarantee they're all consecutive numbers."

Then he added, "A whiteboard is fine too."

Originally, the purchase certificate required the registration of the buyer's information, but nobody wanted this junk. When someone did buy it, they would change their mind because of the registration requirement. So later, as long as someone wanted to buy it, we stopped requiring registration and just wanted to sell it.

In this way, the regulation on registering purchaser information became a mere formality. The management knew that the sales figures were not very objective, so they turned a blind eye. This led to a large number of blank purchase certificates being used for speculation later on, precisely because this step was missing.

The rest was simple. Huang Xiaochuan didn't even need to take out cash. He simply transferred 300,000 yuan from his passbook to the branch office's account. Then the bank gave him 100 subscription certificates, totaling 10,000, all consecutively numbered and still smelling of ink.

Mao Gang was a capable person. He paid out of his own pocket to have his employees buy a black handbag from a nearby shopping mall, put the hundred subscription certificates inside, and handed the bag and certificates to Huang Xiaochuan. Huang Xiaochuan picked it up and tested its weight. It was about ten pounds, not too heavy and not conspicuous. Very good!

Mao Gang personally saw Huang Xiaochuan out of the bank. Before parting, he gave Huang Xiaochuan a business card, hoping that Huang Xiaochuan would come to visit him for tea when he had time. He said he would be waiting for Huang Xiaochuan's arrival at any time.

Huang Xiaochuan carried the package of subscription certificates back to his old apartment. Adding the hundred subscription certificates he bought from the bespectacled man, Huang Xiaochuan bought a total of 10,100 subscription certificates. He didn't know if anyone bought more than him, but he knew that he and Ding Yi must be in the top ten, since they had only sold a total of 2.09 million stock subscription certificates.

Because of the low sales volume, the subscription rate for the shares issued this time was very high. In 1992, there were four lotteries, and more than 40 shares were issued. As many as 20 of them could be listed and traded within the year. As long as you won the lottery, you could buy these shares on the primary market at the issue price, and then sell them on the secondary market at an average price of five times the issue price after a period of time.

Therefore, the stock subscription certificate issued in 1992 was a sure-fire way to make money, and was thus later known as the "92 Fortune Certificate".

Because of his substantial gains in the stock market, Ge Changli, unlike most people who viewed subscription certificates as a dangerous threat, actively purchased 500 subscription certificates.

Moreover, before making the purchase, he specifically sought out Huang Xiaochuan, and the two chatted for a long time.

Huang Xiaochuan didn't explain any grand theories or profound doctrines to Ge Changli; he just gave him a very simple sentence.

"You can easily come up with several hundred thousand now, and you can buy as much or as little as you like. But I have one suggestion: if you're going to buy, buy consecutive numbers, as that will increase your chances of winning."

It was because of this sentence that Ge Changli made up his mind to buy 500 tickets. Unfortunately, he was still conservative. Huang Xiaochuan had already made his point very clear: you are already worth hundreds of thousands, so buying 100,000 or 200,000 tickets is just a piece of cake.

Huang Xiaochuan never expected that Ge Changli would only buy five hundred tickets! If he had known this would happen, he would have let him buy five thousand tickets directly. Unfortunately, there's no going back now, but that's another story.

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